Home Page

 

postheader postheader postheader postheader postheader postheader
Auto Insurance
Homeowners Insurance
Business & Commercial Insurance
Flood Insurance
Real Estate Liability
Motorcycle Insurance
Recreational Vehicles Insurance
Watercraft & Boat Insurance
Church Insurance

FR44 Insurance in Florida 1-800-952-5221

An FR-44 insurance policy is similar to an SR-22, in that it's an auto insurance policy with an endorsement. The insurer electronically files a certificate of financial responsibility with the state of Florida to show proof that you're carrying the required liability insurance coverage. And if there's a lapse in coverage, such as if your policy is canceled or lapses due to nonpayment, your insurer must notify the state that coverage is no longer in place.

However, FR-44 insurance is generally only required if you've been found guilty of driving under the influence (a DUI) or driving while intoxicated (a DWI), as you're considered a higher-risk driver. Therefore, FR-44 insurance is sometimes referred to as "DUI insurance." DUI convictions are considered quite serious, and the liability insurance requirements for FR-44 insurance in Florida are significantly greater than those for SR-22 insurance. In addition to PIP (personal injury protection) coverage, you'll need to have a policy with liability limits of at least:

  • $100,000 of bodily injury liability coverage per person injured in an accident
  • $300,000 of bodily injury liability coverage per accident
  • $50,000 of property damage liability coverage per accident

The amount of time you'll need to carry FR-44 insurance in Florida will vary depending upon your particular situation, so it's good to confirm, but the filing is generally required for three years from the date of your conviction. And, unlike SR-22 insurance, you'll need to have the FR-44 form in place for three consecutive years with no lapses in coverage. Otherwise, your license will no longer be reinstated and you will need to start the three-year period over again.

Florida also has stricter requirements for drivers with regard to paying for FR-44 insurance. Unlike SR-22 insurance, you can't make monthly payments for a FR-44 policy. Instead, you'll generally need to pay premiums for at least six months at a time, though this requirement may be relaxed upon renewal.

Call Northside Insurance Agency, Inc. 813.960.5225 or toll free 1-800-952-5221

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014


View Mobile Version
Contact Us Today






   

HOME PAGE ABOUT US GET A QUOTE REFER A FRIEND CONTACT US

Northside Insurance Agency, Inc.
14009 N. Dale Mabry Hwy, Tampa, FL 33618
Call: 813.960.5225 Call: 800.952.5221

            Logo
Powered by Insurance Website Builder
Facebook Twitter LinkedIn Google+ Blog RSS Feed