Northside Insurance Agency, Inc. Blog: insurance
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Wednesday, July 19, 2017 In Florida, insurance companies are required to provide homeowners insurance coverage that includes damage from “catastrophic ground cover collapse.” They are also required to offer sinkhole damage coverage as an option, and it generally appears in a rider that comes at an additional cost. READ MORE >>
Thursday, June 29, 2017 Professional Liability Even with the best employees and the best risk management practices in place, mistakes can happen.Companies performing professional services for others either under contract or for a fee can be sued by their clients. Grounded or not, any claim has the potential to take time and money to defend. READ MORE >>
Tuesday, June 20, 2017 Umbrella insurance can provide an extra level of security for your family when medical, legal, and property damages extend beyond what your home and auto policies cover. It kicks in at higher dollar levels and also extends to special situations involving pets, lawsuits, and foreign travel. READ MORE >>
Friday, May 19, 2017 Why you NEED Cyber Insurance More than one billion records have been exposed as a result of data breaches to commercial businesses in the past year. The cost of a data breach can run companies anywhere from several hundred thousand to many millions of dollars. Are your clients fully covered for this exposure? READ MORE >>
Friday, May 12, 2017 What is Workers Compensation? Workers' Compensation is insurance coverage purchased by the employer/business that provides benefits for job-related employee injuries. Florida law requires all employers to purchase workers' compensation coverage (with a few exceptions). READ MORE >>
Wednesday, April 26, 2017The differences between an FR-44 and an SR-22 The FR-44 is another proof of financial responsibility form, similar to the SR-22, that's used only in Florida and Virginia. Unlike the SR-22, which only requires that drivers meet the minimum amount of car insurance required by their state, READ MORE >>
Thursday, April 13, 2017 The Florida FR-44 Form is a certificate of continuing financial responsibility showing the limits of your automobile liability insurance that must be kept on file with the Florida DHSMV for three years from the ending date of any revocation. READ MORE >>
Friday, February 17, 2017 Some things you should know about Florida FR44 insurance: What is a FR44 filing? The FR44 filing was created to ensure that the driver convicted of a DUI carries liability limits of 100/300/50. The State of Florida requires persons convicted of a DUI to carry higher bodily injury limits to protect the public in the event they hurt someone. READ MORE >>
Friday, February 17, 2017Recent Florida Supreme Court decisions and ongoing abuse in Florida’s insurance market have led a ratings company to change the criteria it uses when rating insurers in the state. The announcement comes as insurers get ready to announce their 2016 annual reports that could indicate unfavorable results for many. READ MORE >>
Friday, June 24, 2016FR44 & SR22 - Northside Insurance Agency - High Risk Specialists How long do I have to carry a SR22 or FR44? An SR-22 is a form that certifies the insurance coverage includes bodily injury liability (BIL) and property damage liability (PDL). READ MORE >>
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